When you become the victim of a serious car accident, you might believe you have to pay for your own medical expenses and repair bills on your own. You may even think you have to miss work and simply absorb that loss of income.
However, you may have a variety of legal rights in the state where you suffered your damages. You can find out what those rights are and use them to your benefit when you retain an experienced local auto accident attorney.
Remitting Repair Expenses
When the person responsible for the wreck has totaled your car, they may be legally and financially liable for paying for your repairs. You might lack the money out of your own pocket to pay for thousands of dollars in car repairs. Your insurance company likewise might refuse to pay for these costs, particularly if you only have a liability-only policy.
However, you can make a claim against the insurance company of the person who caused the wreck. The insurer may then pay for most or all of your repair expenses and save you from having to cover these costs on your own.
Recouping Medical Expenses
Further, the insurer of the responsible person may also have to cover your medical expenses. Your own health insurer may insist on these bills going to the accountable insurer. The responsible insurer must then pay for your emergency room treatment, surgery, prescription bills, and other expenses you incur from the wreck.
The laws in the state where you were injured may likewise give you the right to claim punitive damages for your mental and emotional suffering. Your auto accident attorney can find out if you can claim punitive damages and file for them on your behalf.
Claiming Lost Income
Finally, your auto accident attorney can find out how much lost income you may be able to recoup under the state's personal injury laws. They may be able to recover all of the money you lost when you had to take time off from work. Your auto accident attorney may also negotiate a settlement that covers all of your wreck-related expenses fairly.
An auto accident attorney can offer vital legal help after you have been hurt in a wreck. They can assist you in getting your car repairs covered and medical bills paid for so you avoid these costs on your own. Your auto accident attorney may also recover lost income from the time you had to take off work to recover.
For more information, contact an auto accident attorney near you.